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Find Mortgage Refinance Companies Near You in Terre Haute, IN

Looking for a mortgage refinance company in Terre Haute? Review the directory below to compare your options.

19 agents listed
Updated May 2026
Terre Haute, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 19 mortgage refinance companies in Terre Haute, IN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Heights Finance
2117 Wabash Ave, Terre Haute, IN 47807
8122348014
World Finance
2221 S 3rd St, Terre Haute, IN 47802
8129172284
Mariner Finance
3183 S 3rd Pl, Terre Haute, IN 47802
8122359000
Ruoff Mortgage - Terre Haute
925 Wabash Ave #100, Terre Haute, IN 47807
8128149836
Dan Dayhuff, Ruoff Mortgage
925 Wabash Ave #100, Terre Haute, IN 47807
8122497922
Tyler Wampler, Ruoff Mortgage
925 Wabash Ave #100, Terre Haute, IN 47807
8122361583
OneMain Financial
100 S 8th St, Terre Haute, IN 47807
8122320211
Pam Townsend, Ruoff Mortgage
925 Wabash Ave #100, Terre Haute, IN 47807
8122401596
Beth Harris - Midwest Mortgage Specialists - NMLS# 461043
1111 Wabash Ave, Terre Haute, IN 47807
8122412126
Becky Vitaniemi: Midwest Mortgage Specialists, Mortgage Consultant, NMLS ID# 438580
1111 Wabash Ave, Terre Haute, IN 47807
8122085880
Chelsea Lentes, Ruoff Mortgage
925 Wabash Ave #100, Terre Haute, IN 47807
8129171986
PrimeLending, A PlainsCapital Company - Terre Haute
400 Wabash Ave #115, Terre Haute, IN 47807
8125148189
The Mortgage Exchange - Daniel
1096 Ohio St, Terre Haute, IN 47807
8122499990
Greg Burns
4445 S 10th St, Terre Haute, IN 47802
8125349325
Bailey & Wood Financial Group
2975 Erie Canal Road, Terre Haute, IN 47802
8553504663
The Mortgage Exchange - Terre Haute
1084 Ohio St, Terre Haute, IN 47807
7655051751
Hard Money Lenders Terre Haute IN
1318 Ohio St, Terre Haute, IN 47807
9302018957
Matt McFarland - Old National Bank
701 Wabash Ave, Terre Haute, IN 47807
8124627044
First Financial Mortgage Lending
1 1st Financial Plz, Terre Haute, IN 47807
8122386311

A mortgage refinance company in Terre Haute Indiana helps homeowners replace their existing home loan with a new one. This can lower monthly payments or change the loan term. Indiana law requires lenders to provide a clear Loan Estimate within three business days of application under federal TRID rules.

What Does a Mortgage Refinance Company in Terre Haute Cost?

Typical costs for a mortgage refinance in Indiana include an appraisal fee of 400 to 700 dollars, title insurance of 500 to 1,000 dollars, and lender origination fees of 0.5 to 1.5 percent of the loan amount. Recording fees in Indiana are about 0.115 percent of the loan. Total closing costs often range from 2,000 to 5,000 dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the typical timeline for refinancing a mortgage in Terre Haute?
The refinance process usually takes 30 to 45 days from application to closing. Indiana does not have a state-specific waiting period, but federal rules require a three-day right of rescission after signing for most refinances.
Are there Indiana-specific taxes or fees on a mortgage refinance?
Indiana charges a mortgage recording fee of 0.115 percent of the loan amount. There is no state mortgage tax on refinances. Title insurance and appraisal fees also apply.
Can I refinance a mortgage in Terre Haute with bad credit?
Yes, some lenders offer refinance options for borrowers with lower credit scores. Indiana does not restrict credit requirements, but lenders set their own standards. Federal Housing Administration loans may have more flexible guidelines.