Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 11 mortgage refinance companies in Cedar Falls, IA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Veridian Credit Union
6301 University Ave, Cedar Falls, IA 50613
8002353228
GreenState Credit Union
3409 Cedar Heights Dr, Cedar Falls, IA 50613
8003973790
Scott Mueller - Mortgage Loan Originator
3621 Cedar Heights Dr, Cedar Falls, IA 50613
3195752470
OneMain Financial
4618 University Ave, Cedar Falls, IA 50613
3192666281
UNITE Credit Union
403 Washington St, Cedar Falls, IA 50613
3192732479
Stacey Reicherts - Mortgage Loan Originator
1050 Brandilynn Blvd, Cedar Falls, IA 50613
3192747591
Angie Rael - Mortgage Loan Officer
3621 Cedar Heights Dr, Cedar Falls, IA 50613
3192365617
Kyle Langenberg - UICCU Mortgage
3409 Cedar Heights Dr #6227, Cedar Falls, IA 50613
3199614987
Kade Hoppenworth: Commercial Lender at Lincoln Savings Bank
302 Main St, Cedar Falls, IA 50613
3192660095
US Bank Mortgage
6307 University Ave, Cedar Falls, IA 50613
3192738758
Regions Mortgage
4417 University Ave, Cedar Falls, IA 50613
8003256000
What Does a Mortgage Refinance Company in Cedar Falls Cost?
Typical costs for a mortgage refinance in Iowa include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $500 to $1,200. Iowa charges a mortgage recording tax of about 1% to 2% of the loan principal. Third party fees like credit reports and escrow setup add another $200 to $500. Note that costs vary by loan type, lender, and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Cedar Falls?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Iowa lenders also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Iowa?
A typical refinance in Iowa takes 30 to 45 days from application to closing. Iowa law allows a three day rescission period after signing for most refinances.
Are there Iowa specific rules for mortgage refinancing?
Yes, Iowa Code 535C regulates mortgage lenders and requires them to be licensed. Iowa also has a 1% to 2% state mortgage recording tax on the loan amount.