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Looking for a mortgage refinance company in Des Moines? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Des Moines, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 5 mortgage refinance companies in Des Moines, IA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
New American Funding - Dane Eischeid
604 Locust St Ste 201, Des Moines, IA 50309
5154447471
Chris Weihe Vazquez - Mortgage Loan Officer
2005 Ingersoll Ave, Des Moines, IA 50309
5152146888
Halo Capital
3839 Merle Hay Rd Suite 274, Des Moines, IA 50310
5159746908
ProLending Home Finance
2524 Post St, Des Moines, IA 50310
5152253100
New American Funding - Des Moines, IA
604 Locust St Ste 201, Des Moines, IA 50309
5152093473
Mortgage refinance companies in Des Moines Iowa help homeowners lower their interest rate or change loan terms. Iowa law requires lenders to provide a clear Loan Estimate within three business days of application. Local companies understand the Des Moines housing market and can guide you through the process.
What Does a Mortgage Refinance Company in Des Moines Cost?
Typical costs for mortgage refinance in Des Moines range from 2 to 5 percent of the loan amount. This includes origination fees, appraisal fees (usually 400 to 700 dollars), and title insurance. Iowa closing costs often total 3,000 to 6,000 dollars for a standard refinance. Note that costs vary by situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for refinancing a mortgage in Des Moines?
The refinance process in Iowa usually takes 30 to 45 days. This includes application, appraisal, underwriting, and closing. Iowa law requires a three-day right of rescission for most refinances.
Do Iowa lenders require a home appraisal for refinancing?
Most lenders in Iowa require a home appraisal to confirm the property value. Some streamline options may waive the appraisal if you have enough equity. Check with your Des Moines lender for specific requirements.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Iowa.