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Find Mortgage Refinance Companies Near You in Augusta, KS
Directory of mortgage refinance companies in Augusta, Kansas. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Augusta, KS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kansas before hiring.
Showing 3 mortgage refinance companies in Augusta, KS
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Equity Bank
133 E 7th Ave, Augusta, KS 67010
3167757673
Met Life Home Loans
606 State St Ste. 2, Augusta, KS 67010
3167752262
Sierra Pacific Mortgage Augusta
606 State St Ste. 2, Augusta, KS 67010
3167751500
Mortgage refinance companies in Augusta Kansas help homeowners lower their interest rates or change loan terms. Kansas law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Sedgwick County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Augusta Cost?
Typical costs for refinancing a mortgage in Augusta Kansas include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $500 to $1,000. Closing costs in Kansas generally range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Augusta Kansas?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Kansas lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Kansas?
A standard refinance in Kansas usually takes 30 to 45 days from application to closing. Kansas law does not set a specific time limit, but lenders must provide a Closing Disclosure at least three business days before closing.
Are there Kansas specific rules for refinancing a mortgage?
Kansas follows federal Truth in Lending Act rules and requires lenders to disclose all fees upfront. Kansas also has a three day right of rescission for most refinances, allowing you to cancel within three business days after signing.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kansas.