ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of mortgage refinance companies in Ashland, Kentucky. Verify credentials with the state mortgage licensing authority before hiring.
11 agents listed
Updated May 2026
Ashland, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 11 mortgage refinance companies in Ashland, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Eagle Finance
372A Diederich Blvd, Ashland, KY 41101
6066440100
Members Choice Credit Union
145 Russell Rd, Ashland, KY 41101
6063297876
Members Choice Credit Union
1401 Central Ave, Ashland, KY 41101
6063297876
Hobbs Mortgage Group
1401 Greenup Ave Suite A, Ashland, KY 41101
6065716611
Stockton Mortgage Corporation NMLS# 8259
1212 Bath Ave Suite 210, Ashland, KY 41101
6063930230
OneMain Financial
489 River Hill Dr, Ashland, KY 41101
6063258426
Luma Lending NMLS #2682683
2824 Holt St FIRST FLOOR, Ashland, KY 41101
6069222648
Thrive Mortgage - Ashland KY
1517 Winchester Ave, Ashland, KY 41101
6063248873
E Z Mortgage
2021 13th St, Ashland, KY 41101
6063254500
Lela Tackett, Hobbs Mortgage Group Co. 1401 Greenup Avenue, suite 100A, Ashland, Ky
1401 Greenup Ave Suite #100A, Ashland, KY 41101
6066155560
PNC Mortgage
1000 Carter Ave, Ashland, KY 41101
6069204211
A mortgage refinance company in Ashland Kentucky can help you lower your rate or change your loan term. Kentucky law requires lenders to provide a Loan Estimate within three business days of application. Local lenders in Boyd County understand the regional housing market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Ashland Cost?
Typical costs for a mortgage refinance in Kentucky include an appraisal fee of 400 to 700 dollars, title search and insurance of 500 to 1,000 dollars, and lender origination fees of 1 to 2 percent of the loan amount. Closing costs in Ashland generally range from 2,000 to 5,000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Ashland Kentucky?
You typically need pay stubs, tax returns, bank statements, and a current mortgage statement. Kentucky lenders may also ask for proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Kentucky?
A standard refinance in Kentucky usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes extra time.
Are there Kentucky specific laws for refinancing?
Kentucky does not have a state specific refinance law, but federal rules under TILA and RESPA apply. Kentucky requires a licensed mortgage loan originator to handle your application.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Ashland who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.