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Compare Mortgage Refinance Companies in Fort Mitchell, KY

Looking for a mortgage refinance company in Fort Mitchell? Review the directory below to compare your options.

9 agents listed
Updated June 2026
Fort Mitchell, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Kentucky before hiring.
Showing 9 mortgage refinance companies in Fort Mitchell, KY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jessica Reinhart at CrossCountry Mortgage
2220 Grandview Dr # 230, Fort Mitchell, KY 41017
(859) 866-8370 crosscountrymortgage.com
Oakmont Lending
2194 Dixie Hwy, Fort Mitchell, KY 41017
(859) 414-0937 oakmontlending.com
The Morgan Team - Mortgage Broker
2500 Chamber Center Dr Suite 205, Fort Mitchell, KY 41017
(859) 512-6430 morganteam.com
Paul Vickers -Cross Country Mortgage
2220 Grandview Dr Suite 125, Fort Mitchell, KY 41017
(859) 866-1729 crosscountrymortgage.com
Union Home Mortgage
2129 Chamber Center Dr, Fort Mitchell, KY 41017
(859) 757-4050 uhm.com
Brad Baker at CrossCountry Mortgage
2220 Grandview Dr Suite 125, Fort Mitchell, KY 41017
(877) 773-1226 ccm.com
First Equity Mortgage Inc
211 Grandview Dr # 102, Fort Mitchell, KY 41017
(513) 891-8862 firstequityonline.com
Stef Adams at CrossCountry Mortgage
2131 Chamber Center Dr, Fort Mitchell, KY 41017
(513) 384-0041 ccm.com
Dan Andrews III at CrossCountry Mortgage, LLC
2220 Grandview Dr # 230, Fort Mitchell, KY 41017
(859) 653-1243 theandrewsteam.org

Mortgage refinance companies in Fort Mitchell Kentucky help homeowners lower their interest rates or change loan terms. Kentucky law requires lenders to provide a Loan Estimate within three business days of application. Local firms understand the Northern Kentucky housing market and can guide you through the process.

What Does a Mortgage Refinance Company in Fort Mitchell Cost?

Typical costs for a mortgage refinance in Fort Mitchell Kentucky include an appraisal fee of 400 to 700 dollars, title insurance of 500 to 1,000 dollars, and lender origination fees of 0.5% to 1% of the loan amount. Kentucky also imposes a 0.15% mortgage recording tax. Total closing costs often range from 2,000 to 5,000 dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Fort Mitchell?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. Kentucky lenders also require proof of homeowners insurance. Your specific documents depend on your loan type and income.
How long does a mortgage refinance take in Kentucky?
A standard refinance in Kentucky usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if documents are incomplete. Kentucky law does not set a specific time limit for the process.

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