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Find Mortgage Refinance Companies in Georgetown, KY

Browse mortgage refinance companies serving Georgetown, Kentucky. Contact information and addresses listed below.

10 agents listed
Updated June 2026
Georgetown, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Kentucky before hiring.
Showing 10 mortgage refinance companies in Georgetown, KY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Eagle Finance
1002 S Broadway St #3, Georgetown, KY 40324
(502) 316-6001 eagle.com
Heights Finance
102 Finley Dr #105, Georgetown, KY 40324
(502) 570-0301 heightsfinance.com
Just 4 You Home Loans - Scott Porter
110 E Main St #73, Georgetown, KY 40324
(859) 699-9500 just4youhomeloans.com
Stockton Mortgage NMLS# 8259
701 S Broadway St, Georgetown, KY 40324
(502) 863-3626 stockton.com
Mariner Finance
104 Lawson Dr #106, Georgetown, KY 40324
(502) 570-4800 locations.marinerfinance.com
OneMain Financial
105 Lawson Dr #2, Georgetown, KY 40324
(502) 863-0190 onemainfinancial.com
Derek Howard - Bank of England Mortgage - NMLS 1442642
137 E Main St, Georgetown, KY 40324
(859) 948-2018 boegeorgetown.com
PNC Mortgage
106 Marketplace Cir, Georgetown, KY 40324
(502) 863-5116 pnc.com
Bank of England Mortgage - Georgetown
137 E Main St, Georgetown, KY 40324
(859) 494-6004 boegeorgetown.com
Chris LeMaster, Mortgage Lender with Stock Yards Bank & Trust
260 Blossom Park Dr, Georgetown, KY 40324
(502) 557-4053 mortgage.syb.com

Mortgage refinance companies in Georgetown, Kentucky help homeowners lower their interest rates or change loan terms. Kentucky law requires all mortgage loan originators to be licensed through the Kentucky Department of Financial Institutions. Local lenders understand the Georgetown housing market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Georgetown Cost?

Typical costs for a mortgage refinance in Kentucky include an appraisal fee of $400 to $700, loan origination fees of 0.5% to 1% of the loan amount, and title insurance costs of $500 to $1,200. Closing costs in Georgetown generally range from 2% to 5% of the loan principal. These costs vary by lender, loan type, and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Georgetown Kentucky?
You typically need recent pay stubs, tax returns, bank statements, and a copy of your current mortgage statement. Kentucky lenders may also ask for proof of homeowners insurance and property tax records.
How long does a mortgage refinance take in Kentucky?
A standard refinance in Kentucky usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal takes longer or if additional documentation is required.
Are there Kentucky specific laws for mortgage refinancing?
Yes. Kentucky Revised Statutes Chapter 286 governs mortgage lending and requires lenders to provide clear disclosures. Kentucky also has a 3 day right of rescission for most refinances, giving you time to cancel after signing.

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