ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a mortgage refinance company in Pikeville? Review the directory below to compare your options.
11 agents listed
Updated May 2026
Pikeville, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 11 mortgage refinance companies in Pikeville, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage refinance companies in Pikeville Kentucky help homeowners lower their interest rate or change loan terms. Kentucky law requires lenders to follow state licensing rules under the Kentucky Mortgage Licensing Act. Local lenders understand the Pikeville real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Pikeville Cost?
Typical costs for a mortgage refinance in Kentucky range from 2 percent to 5 percent of the loan amount. For a $150,000 loan, closing costs might be $3,000 to $7,500. Costs include appraisal fees (around $400 to $600), title search fees, and origination fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Pikeville?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Kentucky lenders also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in Kentucky?
A standard refinance in Kentucky usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title search takes extra time.
Are there Kentucky laws that affect mortgage refinancing?
Yes, Kentucky has a 3 day right of rescission for most refinances, meaning you can cancel within 3 business days after signing. Also, Kentucky requires lenders to disclose all fees clearly under the Truth in Lending Act.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Pikeville who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.