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Compare Mortgage Refinance Companies in Pikeville, KY

Directory of mortgage refinance companies in Pikeville, Kentucky. Verify credentials with the state state mortgage licensing authority before hiring.

11 agents listed
Updated June 2026
Pikeville, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Kentucky before hiring.
Showing 11 mortgage refinance companies in Pikeville, KY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
276 Cassady Blvd Suite 2, Pikeville, KY 41501
(606) 437-1431 loansbyworld.com
Eagle Finance
274 Cassady Blvd, Pikeville, KY 41501
(606) 727-5000 eagle.com
Jaime Little, Mortgage Loan Originator NMLS #430840
3780 N Mayo Trail Suite 201, Pikeville, KY 41501
(606) 339-6444 stockton.com
Mariner Finance
81 Weddington Branch Rd, Pikeville, KY 41501
(606) 432-2563 locations.marinerfinance.com
First Financial Credit
404 S Mayo Trail # 5, Pikeville, KY 41501
(606) 437-0412 ffcredit.com
OneMain Financial
111 Justice Way Unit 115, Pikeville, KY 41501
(606) 437-7306 onemainfinancial.com
Lendmark Financial Services LLC
3921 N Mayo Trail, Pikeville, KY 41501
(606) 433-0227 lendmarkfinancial.com
My Hometown Mortgage
3780 N Mayo Trail, Pikeville, KY 41501
(606) 432-6832
Scott Sherman, Mortgage Banker, NMLS 433035
3780 N Mayo Trail Suite 201, Pikeville, KY 41501
(606) 776-2181 stockton.com
Citizens Mortgage Services
247 Hambley Blvd, Pikeville, KY 41501
(606) 432-3028 citizensbank.com
US Bank Mortgage
3663 N Mayo Trail, Pikeville, KY 41501
(800) 872-2657 usbank.com

Mortgage refinance companies in Pikeville Kentucky help homeowners lower their interest rate or change loan terms. Kentucky law requires lenders to follow state licensing rules under the Kentucky Mortgage Licensing Act. Local lenders understand the Pikeville real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Pikeville Cost?

Typical costs for a mortgage refinance in Kentucky range from 2 percent to 5 percent of the loan amount. For a $150,000 loan, closing costs might be $3,000 to $7,500. Costs include appraisal fees (around $400 to $600), title search fees, and origination fees. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Pikeville?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Kentucky lenders also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in Kentucky?
A standard refinance in Kentucky usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title search takes extra time.
Are there Kentucky laws that affect mortgage refinancing?
Yes, Kentucky has a 3 day right of rescission for most refinances, meaning you can cancel within 3 business days after signing. Also, Kentucky requires lenders to disclose all fees clearly under the Truth in Lending Act.

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