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Find Mortgage Refinance Companies Near You in Laplace, LA

Directory of mortgage refinance companies in Laplace, Louisiana. Verify credentials with the state state mortgage licensing authority before hiring.

2 agents listed
Updated June 2026
Laplace, LA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Louisiana before hiring.
Showing 2 mortgage refinance companies in Laplace, LA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Vessel Mortgage
95 Holly Dr, Laplace, LA 70068
(504) 473-7313 vesselmortgage.com
Power Mortgage, Inc.
568 Belle Terre Blvd Ste. A, Laplace, LA 70068
(985) 653-7900 power-mortgage.com

Mortgage refinance companies in Laplace Louisiana help homeowners lower their interest rates or change loan terms. Louisiana law requires lenders to provide a clear disclosure of all fees and terms before closing. Local firms understand the unique property market in St. John the Baptist Parish and can guide you through the process.

What Does a Mortgage Refinance Company in Laplace Cost?

Typical costs for a mortgage refinance in Louisiana include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title search costs around 300 to 500 dollars. Closing costs often total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Laplace?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Louisiana law also requires a property survey or title search to confirm ownership.
How long does a mortgage refinance take in Louisiana?
The process usually takes 30 to 45 days from application to closing. Louisiana has a 3 day rescission period after signing, during which you can cancel the loan without penalty.

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