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Compare Mortgage Refinance Companies in Sulphur, LA

Browse mortgage refinance companies serving Sulphur, Louisiana. Contact information and addresses listed below.

3 agents listed
Updated May 2026
Sulphur, LA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Louisiana before hiring.
Showing 3 mortgage refinance companies in Sulphur, LA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tower Loan
303 S Huntington St, Sulphur, LA 70663
3372879252
Republic Finance
2800 Maplewood Dr #2, Sulphur, LA 70663
3376256884
Chase Home Lending
915 S Beglis Pkwy, Sulphur, LA 70663
9259973652

Mortgage refinance companies in Sulphur Louisiana help homeowners lower their interest rates or change loan terms. Louisiana law requires all mortgage brokers and lenders to be licensed through the Louisiana Office of Financial Institutions. Local refinance services can also assist with cash out refinancing to fund home improvements or debt consolidation.

What Does a Mortgage Refinance Company in Sulphur Cost?

Typical costs for a mortgage refinance in Louisiana include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,000 dollars. Closing costs in Sulphur often total 2 to 5 percent of the loan principal. These amounts can vary based on the lender and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Sulphur Louisiana?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. Louisiana lenders may also require proof of homeowners insurance and a property appraisal. Each lender may ask for additional paperwork based on your loan type.
How long does a mortgage refinance take in Louisiana?
A standard refinance in Louisiana usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. Louisiana law does not set a specific time limit for refinancing, but lenders must follow federal disclosure rules.
Are there Louisiana specific rules for cash out refinancing?
Yes, Louisiana law limits cash out refinancing to 80 percent of the homes value for most conventional loans. The state also requires a 60 day rescission period for certain refinances under the Louisiana Consumer Credit Law. Always check with your lender for current limits.