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Find Mortgage Refinance Companies Near You in West Monroe, LA
Looking for a mortgage refinance company in West Monroe? Review the directory below to compare your options.
3 agents listed
Updated May 2026
West Monroe, LA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Louisiana before hiring.
Showing 3 mortgage refinance companies in West Monroe, LA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Assurance Financial - West Monroe
1215 Cypress St Ste. 3, West Monroe, LA 71291
3188120022
Academy Mortgage
206 Bell Ln UNIT B, West Monroe, LA 71291
3188550988
Glenn Cupit-Wholesale Mortgage Broker
110 Point Coupee Ct, West Monroe, LA 71291
3183723095
Mortgage refinance companies in West Monroe Louisiana help homeowners lower their interest rate or change loan terms. Louisiana law requires lenders to provide a clear disclosure of fees and terms under the Louisiana Residential Mortgage Lending Act. Local companies understand the Ouachita Parish real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in West Monroe Cost?
Typical costs for a mortgage refinance in Louisiana range from 2 percent to 5 percent of the loan amount. For a 150000 dollar loan this means 3000 to 7500 dollars in fees. Costs include an appraisal fee of 400 to 600 dollars title search fees of 500 to 1000 dollars and lender origination fees of 0.5 to 1 percent of the loan. This is general information and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in West Monroe?
You typically need recent pay stubs tax returns bank statements and a photo ID. Lenders in Louisiana also require a property appraisal and proof of homeowners insurance. The exact list depends on your loan type and lender requirements.
How long does a mortgage refinance take in Louisiana?
A standard refinance in Louisiana usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal takes longer or if there are title issues. Louisiana law does not set a specific time limit but lenders must follow federal disclosure rules.
Are there Louisiana specific rules for refinancing a home?
Yes Louisiana has a 12 day right of rescission period for refinances on your primary home. This means you can cancel the loan for any reason within 12 days after signing. Louisiana also requires notarized signatures on mortgage documents which adds a step to the closing process.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Louisiana.