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Directory of mortgage refinance companies in Bangor, Maine. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Bangor, ME
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maine before hiring.
Showing 20 mortgage refinance companies in Bangor, ME
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Shannon Odom, Mortgage Loan Officer - NMLS 509649
1 Cumberland St # 308, Bangor, ME 04401
2075610944
Jillian Benson, Mortgage Broker - NMLS 2013699
40 Summer St, Bangor, ME 04401
5086159743
Mark Lloyd
4 Union St Suite 24, Bangor, ME 04401
2074782065
Chuck Pine, Mortgage Broker - Maine Choice Mortgage
Mortgage refinance companies in Bangor Maine help homeowners lower their rate or change loan terms. Maine law requires lenders to provide a clear Loan Estimate within three business days of application. Local Bangor lenders understand the Penobscot County housing market and can guide you through the process.
What Does a Mortgage Refinance Company in Bangor Cost?
Typical costs for a mortgage refinance in Maine include an appraisal fee of 400 to 700 dollars, origination fees of 0.5 to 1 percent of the loan amount, and title search fees of 200 to 500 dollars. Closing costs often total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Bangor Maine?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Maine lenders may also ask for a property appraisal to confirm home value.
How long does a mortgage refinance take in Maine?
A standard refinance in Maine usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title search takes longer.
Are there Maine-specific laws for mortgage refinancing?
Yes. Maine has a three day right of rescission for most refinances, allowing you to cancel without penalty. Also, Maine law requires lenders to disclose all fees upfront in the Loan Estimate.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maine.