Find Mortgage Refinance Companies in Bangor, ME
Compare mortgage refinance companies in Bangor. Review contact information and insurance categorys before you decide.
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State Mortgage Licensing Authority of Maine before hiring.
Showing 20 mortgage refinance companies in Bangor, ME
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What Does a Mortgage Refinance Company in Bangor Cost?
Typical costs for a mortgage refinance in Maine include an appraisal fee of 400 to 700 dollars, origination fees of 0.5 to 1 percent of the loan amount, and title search fees of 200 to 500 dollars. Closing costs often total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Bangor Maine?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Maine lenders may also ask for a property appraisal to confirm home value.
How long does a mortgage refinance take in Maine?
A standard refinance in Maine usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title search takes longer.
Are there Maine-specific laws for mortgage refinancing?
Yes. Maine has a three day right of rescission for most refinances, allowing you to cancel without penalty. Also, Maine law requires lenders to disclose all fees upfront in the Loan Estimate.