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Looking for a mortgage refinance company in Sanford? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Sanford, ME
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maine before hiring.
Showing 3 mortgage refinance companies in Sanford, ME
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Joanne Small - Mortgage Loan Officer
1237 Main St Route 109, Sanford, ME 04073
2077520165
Paul Cooleen, Movement Mortgage
1137 Main St, Sanford, ME 04073
6469813215
Michael Ramini
909 Main St Ste D, Sanford, ME 04073
2077494868
Mortgage refinance companies in Sanford, Maine help homeowners adjust their loan terms or lower their interest rates. Maine law requires lenders to provide a clear Loan Estimate within three business days of application. Working with a local Sanford company can help you navigate Maine specific property tax rules and closing procedures.
What Does a Mortgage Refinance Company in Sanford Cost?
Typical costs for a mortgage refinance in Maine include an appraisal fee of 400 to 700 dollars, a title search fee of 200 to 400 dollars, and lender origination fees of 0.5 to 1.5 percent of the loan amount. Maine also charges a mortgage recording tax of 0.50 percent of the loan principal. Total closing costs often range from 2,000 to 5,000 dollars depending on loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Sanford Maine?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Maine lenders also require a property appraisal. Your lender will provide a full list based on your loan type.
How long does a mortgage refinance take in Maine?
A standard refinance in Maine usually takes 30 to 45 days from application to closing. Maine law does not set a specific timeline, but lenders must follow federal disclosure rules. Delays can happen if the appraisal or title work takes longer.
Are there Maine specific fees for refinancing a mortgage?
Yes, Maine charges a mortgage recording tax when the new loan is recorded. This tax is typically 0.50 percent of the loan amount. You may also pay title search fees, appraisal costs, and lender origination fees. Always review your Loan Estimate for exact amounts.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maine.