ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Mortgage Refinance Companies Near You in Waterville, ME
Browse mortgage refinance companies serving Waterville, Maine. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Waterville, ME
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maine before hiring.
Showing 3 mortgage refinance companies in Waterville, ME
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
KeyBank
110 Main St, Waterville, ME 04901
2078730742
Fischer Financial Services
315 Main St, Waterville, ME 04901
2078737654
KFS Mortgage Company
226 Main St, Waterville, ME 04901
2078735153
Mortgage refinance companies in Waterville Maine help homeowners lower their interest rate or change loan terms. Maine law requires lenders to provide a clear Loan Estimate within three business days of application. Local companies understand the Waterville real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in Waterville Cost?
Typical costs for a mortgage refinance in Maine include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs usually total 2 to 5 percent of the loan principal. These amounts vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Waterville Maine?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Maine lenders may also ask for a property appraisal to confirm home value.
How long does a mortgage refinance take in Maine?
A typical refinance in Maine takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Maine-specific rules for mortgage refinancing?
Yes. Maine law requires lenders to give you a three-day right of rescission after closing. This means you can cancel the refinance for any reason within three business days without penalty.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Waterville who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maine.