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Find Mortgage Refinance Companies Near You in Chester, MD

Looking for a mortgage refinance company in Chester? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Chester, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 2 mortgage refinance companies in Chester, MD Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Adam Siegelbaum of Direct Mortgage Loans
2201 Main St Suite 2, Chester, MD 21619
4108241274
The Chesapeake Team of Direct Mortgage Loans
2201 Main St Suite 2, Chester, MD 21619
4106438188

Mortgage refinance companies in Chester, Maryland help homeowners lower their interest rates or change loan terms. Maryland law requires lenders to provide a clear disclosure of fees and terms within three business days of application. Chester residents benefit from companies familiar with Queen Anne County property values and local market conditions.

What Does a Mortgage Refinance Company in Chester Cost?

Typical costs for a mortgage refinance in Maryland include an application fee of $300 to $500, an appraisal fee of $400 to $700, and title insurance costing $500 to $1,000. Closing costs often total 2% to 5% of the loan amount. These fees vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Chester Maryland?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Maryland lenders may also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in Maryland?
A standard refinance in Maryland usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if title issues arise.
Are there Maryland laws that protect me when refinancing?
Yes, Maryland law requires lenders to give you a Loan Estimate within three days of applying. You also have a three day right of rescission after signing to cancel the refinance without penalty.