ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare Mortgage Refinance Companies in Frederick, MD
Directory of mortgage refinance companies in Frederick, Maryland. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Frederick, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 20 mortgage refinance companies in Frederick, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Amy Wolff Team of Direct Mortgage Loans
7470 New Technology Way suite o, Frederick, MD 21703
4435415545
Presidential Bank Mortgage
50 Citizen's Way Suite 401, Frederick, MD 21701
3016941500
Fitzgerald Financial Group
5300 Westview Dr Suite 307, Frederick, MD 21703
3017882982
Atlantic Coast Mortgage - Frederick, MD Branch
129 W Patrick St #8, Frederick, MD 21701
2403554843
The Deibler Home Team
5291 Corporate Dr #202, Frederick, MD 21703
4437336962
The Mortgage Fox of NFM Lending NMLS #179208
241 E 4th St #104, Frederick, MD 21701
2406743665
Darren Ferlisi - Integrity Home Mortgage Corporation
Bryan Christopher Moran | Fairway Independent Mortgage Corporation SVP Area Manager
6 N East St Suite 201, Frederick, MD 21701
7032037394
Academy Mortgage
10 S Market St, Frederick, MD 21701
2403447403
Fairway Independent Mortgage Corporation
6 N East St Suite 201, Frederick, MD 21701
3017129280
Mortgage refinance companies in Frederick Maryland help homeowners lower their interest rate or change loan terms. Maryland law requires lenders to provide a Loan Estimate within three business days of application. Local refinance options include conventional FHA and VA loans tailored to Frederick County property values.
What Does a Mortgage Refinance Company in Frederick Cost?
Typical costs for a mortgage refinance in Maryland include lender origination fees of 0.5 to 1 percent of the loan amount appraisal fees of 400 to 700 dollars and title insurance of 500 to 1500 dollars. Maryland also imposes a recordation tax of about 0.10 percent and a state transfer tax of 0.25 percent. These costs can add 2000 to 5000 dollars or more to a refinance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Frederick Maryland?
You typically need recent pay stubs tax returns bank statements and a photo ID. Maryland lenders also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Frederick Maryland?
The process usually takes 30 to 45 days from application to closing. Maryland law mandates a three day right of rescission after signing for most refinances.
Are there Maryland specific fees for mortgage refinancing?
Yes Maryland charges a recordation tax and a state transfer tax on refinances. These fees vary by county and loan amount and are typically paid at closing.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Frederick who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.