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Find Mortgage Refinance Companies Near You in Fulton, MD
Compare mortgage refinance companies in Fulton. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Fulton, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 2 mortgage refinance companies in Fulton, MD
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Mortgage refinance companies in Fulton, Maryland help homeowners lower their interest rate, change loan terms, or access home equity. Maryland law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Fulton residents benefit from local lenders familiar with Howard County property values and state recording fees.
What Does a Mortgage Refinance Company in Fulton Cost?
Typical costs for refinancing a mortgage in Fulton, Maryland include an appraisal fee of $400 to $700, title search and insurance of $800 to $1,500, and lender origination fees of 0.5% to 1.0% of the loan amount. Maryland recordation and transfer taxes can add 1.0% to 1.5% of the loan value. Closing costs generally range from 2% to 5% of the principal. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Fulton Maryland?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Maryland lenders also require a property appraisal and a signed Good Faith Estimate.
How long does a mortgage refinance take in Maryland?
A standard refinance in Maryland usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Maryland-specific fees for refinancing a mortgage?
Yes, Maryland charges a state recordation tax of 0.5% to 1.0% of the loan amount, plus a county transfer tax in some areas. Howard County imposes an additional 0.5% transfer tax on refinances.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.