Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 18 mortgage refinance companies in Gaithersburg, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fidelity Direct Mortgage, LLC
438 N Frederick Ave Ste 315, Gaithersburg, MD 20877
3018696000
Presidential Bank Mortgage
555 Quince Orchard Rd Suite 650, Gaithersburg, MD 20878
3015274400
New Funding Resources - Hard Money Lenders
806 W Diamond Ave #340, Gaithersburg, MD 20878
2405415614
Envoy Mortgage - Annapolis II, MD
9711 Washington Blvd Suite 550, Gaithersburg, MD 20878
3016374522
Sunny Lending LLC
438 N Frederick Ave #225, Gaithersburg, MD 20877
2409126290
Elite Mortgage LLC (Nmls#1907548)
839 Quince Orchard Blvd Ste K, Gaithersburg, MD 20878
2409382456
BMIC Mortgage Inc
814 W Diamond Ave Suite 250, Gaithersburg, MD 20878
3012315770
RGMloans
6 Montgomery Village Ave Suite 270, Gaithersburg, MD 20879
3014470722
Eric Johnson at Prosperity Home Mortgage - Gaithersburg
189 Kentlands Blvd, Gaithersburg, MD 20878
2409380559
David Lustine - Eagle Creek Mortgage, LLC
9841 Washingtonian Blvd Suite 200, Gaithersburg, MD 20878
3019224455
Michael Joseph, Mortgage VP NMLS 191985 with Presidential Bank Mortgage
555 Quince Orchard Rd Suite 650, Gaithersburg, MD 20878
2408326600
James Schneider - Broker/Owner Magruder Branch Mortgage
9841 Washingtonian Blvd Suite 200, Gaithersburg, MD 20878
3017284959
The Mortgage Gallery, Inc
16039 Comprint Cir, Gaithersburg, MD 20877
2406602848
Matt Cox - First Home Mortgage | NMLS ID 2285992
9711 Washingtonian Blvd Suite 100, Gaithersburg, MD 20878
2406785875
Rich Jones, Loan Officer - The Loan Advisors, LLC NMLS# 1132902
9711 Washingtonian Blvd Suite 550, Gaithersburg, MD 20878
3017985888
First Rate Mortgage LLC
19109 Peach Blossom Ct, Gaithersburg, MD 20879
3015264629
Cornerstone Mortgage Services
16220 Frederick Rd # 510, Gaithersburg, MD 20877
3012169800
Eagle Creek Mortgage
9841 Washingtonian Blvd Suite 200, Gaithersburg, MD 20878
2408331453
What Does a Mortgage Refinance Company in Gaithersburg Cost?
Typical costs for a mortgage refinance in Maryland include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, title search and insurance fees of $500 to $1,000, and state recordation taxes of about 0.5% to 1.5% of the loan. For a $300,000 loan, total closing costs often range from $3,000 to $6,000. These costs vary by lender, loan type, and property location. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Gaithersburg Maryland?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Maryland lenders may also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Maryland?
A typical refinance in Maryland takes 30 to 45 days from application to closing. Maryland law requires a three-day rescission period after signing, so you cannot receive funds until that period ends.
Are there Maryland specific fees for refinancing a mortgage?
Yes, Maryland charges a state recordation tax and transfer tax on refinances, though you may qualify for an exemption if you use the same lender. These taxes are based on the loan amount and can range from 0.5% to 1.5% of the principal.