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Find Mortgage Refinance Companies Near You in Hampstead, MD
Looking for a mortgage refinance company in Hampstead? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Hampstead, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 3 mortgage refinance companies in Hampstead, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brent Whalen with FitzGerald Financial Group
1431 N Main St, Hampstead, MD 21074
4105962581
Brent Whalen - Mortgage Loan Officer
1431 N Main St, Hampstead, MD 21074
4105962581
PNC Mortgage
2325 Hanover Pike, Hampstead, MD 21074
4103741325
Mortgage refinance companies in Hampstead, Maryland help homeowners lower their interest rates or change loan terms. Maryland law requires lenders to provide a Good Faith Estimate within three business days of application. Local companies understand Carroll County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Hampstead Cost?
Typical costs for a mortgage refinance in Maryland include an application fee of 250 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title search fees of 200 to 500 dollars. Closing costs generally range from 2 to 5 percent of the loan amount. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Hampstead?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Maryland lenders also require a property appraisal. Gather these documents early to speed up the process.
How long does a mortgage refinance take in Maryland?
A standard refinance in Maryland usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. Your lender must provide a closing disclosure at least three business days before closing.
Are there Maryland laws that protect me during refinancing?
Yes, Maryland law limits prepayment penalties on most residential mortgages. Lenders must also follow the Maryland Mortgage Lender Law which requires clear disclosure of fees and terms. You have the right to cancel a refinance within three business days after signing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.