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Mortgage Refinance Companies in Havre De Grace, MD
Directory of mortgage refinance companies in Havre De Grace, Maryland. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Havre De Grace, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 3 mortgage refinance companies in Havre De Grace, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
GO Mortgage - Havre De Grace
514 Peace Chance Dr, Havre De Grace, MD 21078
4126344728
SWBC Mortgage Havre De Grace
800 S Union Ave, Havre De Grace, MD 21078
4109398680
Jennifer Blessing - M&T Bank
1500 Blenheim Farm Lane, Havre De Grace, MD 21078
4432431952
Mortgage refinance companies in Havre De Grace, Maryland help homeowners adjust their loan terms or lower their interest rates. Maryland law requires lenders to provide a Loan Estimate within three business days of application and allow a three-day rescission period for most refinances. Local companies understand the Harford County housing market and can guide you through the process.
What Does a Mortgage Refinance Company in Havre De Grace Cost?
Typical costs for a mortgage refinance in Havre De Grace range from 2% to 5% of the loan amount. This includes an appraisal fee of $400 to $700, origination fees of 0.5% to 1% of the loan, and title insurance costs of $500 to $1,000. Maryland also charges a recordation tax of about $5 per $1,000 of the loan amount. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Havre De Grace?
You will need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Maryland lenders also require a property appraisal and a credit check. Having these ready can speed up the process.
How long does a mortgage refinance take in Maryland?
A typical refinance in Maryland takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected. Your lender must give you a Closing Disclosure at least three business days before closing.
Are there Maryland-specific laws for refinancing?
Yes, Maryland law requires lenders to be licensed and follow the Maryland Mortgage Lender Law. Borrowers have a three-day right to cancel after signing for most refinances. Also, prepayment penalties are limited under state law for certain loan types.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.