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Compare Mortgage Refinance Companies in Middletown, MD
Directory of mortgage refinance companies in Middletown, Maryland. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Middletown, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 2 mortgage refinance companies in Middletown, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
MVB Home Loans: Chuck Via
24 W Main St, Middletown, MD 21769
3013713050
Mlend - Millennium Financial Group, Inc.
8803 Baltimore National Pike, Middletown, MD 21769
3013718850
A mortgage refinance company in Middletown Maryland helps homeowners replace their existing home loan with a new one. Maryland law requires lenders to provide a clear Loan Estimate within three business days of application. Local companies can guide you through Maryland specific rules like the state cap on prepayment penalties.
What Does a Mortgage Refinance Company in Middletown Cost?
Typical costs for a mortgage refinance in Maryland include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 600 dollars, and title insurance of 500 to 1,000 dollars. Closing costs usually total 2 to 5 percent of the loan principal. These amounts vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Middletown Maryland?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Maryland lenders also require a property appraisal. Gather these documents before you apply to speed up the process.
How long does a mortgage refinance take in Maryland?
A standard refinance in Maryland usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title search takes longer. Your lender must give you a Closing Disclosure at least three business days before closing.
Are there Maryland laws that protect me when refinancing?
Yes. Maryland law limits prepayment penalties on most loans to two percent of the balance in the first year. Lenders must also give you a three day right to cancel after signing. These rules help protect homeowners from unfair terms.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.