Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 11 mortgage refinance companies in Westminster, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ritter Mortgage Group
1230 Nottingham Rd, Westminster, MD 21157
4107958900
Mariner Finance
625 I, Baltimore Blvd, Westminster, MD 21157
4107517200
Horizon Farm Credit
45 Aileron Ct, Westminster, MD 21158
8883393334
George Makoutz - Mortgage Lender
100 E Main St Suite 1, Westminster, MD 21157
4105985296
OneMain Financial
25 Westminster Shop Ctr, Westminster, MD 21157
4108761117
Truist
747 Baltimore Blvd, Westminster, MD 21157
4439525055
RL Kyker - First Home Mortgage
2 Locust Ln Suite 208, Westminster, MD 21157
4433406655
PNC Mortgage
406 Englar Rd, Westminster, MD 21157
4108481940
First Home Mortgage - Carroll County
2 Locust Ln Suites 208 A&B, Westminster, MD 21157
4433406655
PNC Mortgage
588 Jermor Ln, Westminster, MD 21157
4108486640
Mortgage Services
280 E Main St, Westminster, MD 21157
4108765770
What Does a Mortgage Refinance Company in Westminster Cost?
Typical costs for a mortgage refinance in Maryland include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $500 to $1,000. Closing costs often total 2% to 5% of the loan principal. These amounts vary by lender, loan type, and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Westminster Maryland?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Maryland lenders also require a property appraisal and a credit report to process your application.
How long does a mortgage refinance take in Maryland?
A standard refinance in Maryland usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
Are there Maryland specific laws about mortgage refinancing?
Yes, Maryland law limits prepayment penalties on certain loans and requires lenders to provide a Loan Estimate within three business days. The Maryland Mortgage Lender Law also sets licensing requirements for all refinance companies operating in the state.