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Directory of mortgage refinance companies in Amherst, Massachusetts. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Amherst, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 3 mortgage refinance companies in Amherst, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
JMR Property Inspections
56 Meetinghouse Rd, Amherst, MA 01002
4132596969
Florence Bank - Amherst
385 College St, Amherst, MA 01002
4135861300
Coldwell Banker Community Realtors
383 College St, Amherst, MA 01002
4134613650
Mortgage refinance companies in Amherst Massachusetts help homeowners lower their interest rates or change loan terms. Massachusetts law requires lenders to provide a Good Faith Estimate within three business days of application. Local companies understand the unique housing market in Amherst and the surrounding Pioneer Valley.
What Does a Mortgage Refinance Company in Amherst Cost?
Typical costs for a mortgage refinance in Massachusetts include an application fee of $300 to $500, an appraisal fee of $400 to $700, and closing costs that range from 2% to 5% of the loan amount. Title search and recording fees add $500 to $1,000. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance my mortgage in Amherst?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Massachusetts lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Massachusetts?
A typical refinance in Massachusetts takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title search takes extra time.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.