Find Mortgage Refinance Companies in Burlington, MA
Compare mortgage refinance companies in Burlington. Review contact information and insurance categorys before you decide.
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State Mortgage Licensing Authority of Massachusetts before hiring.
Showing 14 mortgage refinance companies in Burlington, MA
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Mortgage refinance companies in Burlington Massachusetts help homeowners replace their existing home loan with a new one. These firms guide you through the process of lowering your interest rate or changing your loan term. Massachusetts law requires lenders to provide a Good Faith Estimate within three business days of your application, giving you clear cost details upfront.
What Does a Mortgage Refinance Company in Burlington Cost?
Typical costs for a mortgage refinance in Massachusetts include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title search and insurance costs of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. These amounts vary by lender, property value, and loan type. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Burlington Massachusetts?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Massachusetts lenders also require a property appraisal and a copy of your current mortgage statement. Each company may ask for additional items based on your loan type.
How long does a mortgage refinance take in Massachusetts?
A standard refinance in Massachusetts usually takes 30 to 45 days from application to closing. Massachusetts law gives you a three-day right of rescission after signing, meaning you can cancel the loan for any reason within that period. Delays can occur if the appraisal or title search takes extra time.
Are there Massachusetts-specific rules for refinancing a home?
Yes, Massachusetts has a three-day rescission period for most refinances under state law. Lenders must also follow the state's truth-in-lending rules and provide a HUD-1 Settlement Statement at closing. If you have a high-cost loan, additional disclosures and waiting periods apply.