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Showing 2 mortgage refinance companies in Cambridge, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rob Veneziano at Leader Bank
675 Massachusetts Ave, Cambridge, MA 02139
6177977995
Jadia Mortgage
2285 Massachusetts Ave History, Cambridge, MA 02140
6176808828
What Does a Mortgage Refinance Company in Cambridge Cost?
Typical costs for a mortgage refinance in Massachusetts include an origination fee of 0.5 to 1.5 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance which can cost 500 to 1,500 dollars. Third-party fees like credit report and recording fees add 100 to 300 dollars. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Cambridge?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Massachusetts lenders also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in Massachusetts?
A standard refinance in Massachusetts usually takes 30 to 45 days from application to closing. The timeline can vary based on the lender workload and your specific financial situation.
Are there Massachusetts tax benefits for refinancing my mortgage?
Massachusetts allows a deduction for mortgage interest on refinanced loans up to a certain limit. You should consult a tax professional to understand how refinancing affects your state tax return.