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Find Mortgage Refinance Companies Near You in Chelmsford, MA
Directory of mortgage refinance companies in Chelmsford, Massachusetts. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
Chelmsford, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 6 mortgage refinance companies in Chelmsford, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CrossCountry Mortgage, LLC
5 Fletcher St Suite 2b, Chelmsford, MA 01824
9785775402
Nextgen Mortgage, Inc
2 Omni Way #2, Chelmsford, MA 01824
8774110123
Tony Cardinali at CrossCountry Mortgage
5 Fletcher St Suite 2b, Chelmsford, MA 01824
9785775402
Monument Mortgage Co.
285 Billerica Rd Suite 104, Chelmsford, MA 01824
7818617767
New American Funding - Chelmsford
Fletcher St, Chelmsford, MA 01824
9786290089
Value Mortgage Corporation
11 Eldorado Rd, Chelmsford, MA 01824
9782561533
Mortgage refinance companies in Chelmsford Massachusetts help homeowners lower their interest rates or change loan terms. Massachusetts law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local Chelmsford lenders understand the Middlesex County real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Chelmsford Cost?
Typical costs for a mortgage refinance in Massachusetts include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Chelmsford?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of homeowners insurance. Massachusetts lenders also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in Massachusetts?
A typical refinance in Massachusetts takes 30 to 45 days from application to closing. This timeline can vary based on your lender workload and appraisal scheduling.
Are there Massachusetts specific laws for mortgage refinancing?
Yes. Massachusetts has a three day right of rescission for refinances on your primary residence. This means you can cancel the loan for any reason within three business days after signing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.