Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 3 mortgage refinance companies in Chicopee, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
HarborOne Mortgage
450 Memorial Dr, Chicopee, MA 01020
4133313210
AnnieMac Home Mortgage
450 Memorial Dr suite 400, Chicopee, MA 01020
8559221355
Commercial Lending Chicopee MA
10 Center St, Chicopee, MA 01013
4133073535
What Does a Mortgage Refinance Company in Chicopee Cost?
Typical costs for a mortgage refinance in Massachusetts include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title search fees of $300 to $600. Closing costs generally range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance my mortgage in Chicopee?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Massachusetts lenders also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in Massachusetts?
A standard refinance in Massachusetts usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional documents are needed.
Are there Massachusetts laws that affect mortgage refinancing?
Yes. Massachusetts has a 3-day right of rescission for most refinances, meaning you can cancel the loan within three business days after closing. Also, lenders must follow state usury laws which cap interest rates on certain loans.