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Showing 2 mortgage refinance companies in Concord, MA
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Guild Mortgage - Laura Mullins
26 Main St #2, Concord, MA 01742
9783697182
Guild Mortgage Company
26 Main St #2, Concord, MA 01742
9783697182
What Does a Mortgage Refinance Company in Concord Cost?
Typical costs for a mortgage refinance in Massachusetts include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. These estimates vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Concord Massachusetts?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Massachusetts lenders also require a property appraisal. Gather these documents before applying to speed up the process.
How long does a mortgage refinance take in Massachusetts?
A typical refinance in Massachusetts takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. Your lender must provide a Loan Estimate within three business days of your application.
Are there Massachusetts specific laws for mortgage refinancing?
Yes, Massachusetts has a three day right of rescission for refinances on your primary home. This means you can cancel the loan for any reason within three business days after signing. Lenders must also follow state anti predatory lending rules.