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Find Mortgage Refinance Companies in Dalton, MA

Directory of mortgage refinance companies in Dalton, Massachusetts. Verify credentials with the state mortgage licensing authority before hiring.

3 agents listed
Updated May 2026
Dalton, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 3 mortgage refinance companies in Dalton, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Academy Mortgage
4 Depot St, Dalton, MA 01226
4136843140
Guild Mortgage - Jamie Pollard
4 Depot St, Dalton, MA 01226
4136843140
Guild Mortgage Company
4 Depot St, Dalton, MA 01226
4136843140

Mortgage refinance companies in Dalton Massachusetts help homeowners lower their interest rates or change loan terms. Massachusetts law requires lenders to provide a Good Faith Estimate within three days of application. Local companies understand the Berkshire County real estate market and can guide you through the process.

What Does a Mortgage Refinance Company in Dalton Cost?

Typical costs for a mortgage refinance in Massachusetts include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costing $500 to $1,000. Closing costs generally range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Dalton Massachusetts?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Massachusetts lenders also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in Massachusetts?
A standard refinance in Massachusetts usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Massachusetts laws that protect me during refinancing?
Yes. Massachusetts General Law Chapter 183 Section 28C gives you a three-day right of rescission after signing. This means you can cancel the refinance for any reason within three business days without penalty.