Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 6 mortgage refinance companies in Franklin, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Virna Brown, Envoy Mortgage NMLS #35630
6 Main St, Franklin, MA 02038
5083696988
Michael Dunsky | Fairway Independent Mortgage Corporation Branch Manager
9 Summer St Unit 101, Franklin, MA 02038
6173374560
Jason Danowski Motto Mortgage Executives
308 W Central St Suite E-104, Franklin, MA 02038
4014199192
Motto Mortgage Executives
308 W Central St Suite E-104, Franklin, MA 02038
5085203160
NEB Mortgage - Franklin Branch
195 Main St, Franklin, MA 02038
5085303800
Finance of America Mortgage LLC
111 E Central St, Franklin, MA 02038
5085284451
What Does a Mortgage Refinance Company in Franklin Cost?
Typical costs for a mortgage refinance in Massachusetts include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs often total 2 to 5 percent of the loan principal. These are general estimates and actual costs vary by lender, loan amount, and property. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Franklin?
You typically need pay stubs, tax returns, bank statements, and a recent mortgage statement. Massachusetts lenders also require a signed application and a property appraisal. The exact list depends on your loan type and lender.
How long does a mortgage refinance take in Massachusetts?
A standard refinance in Massachusetts usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional documents are requested. Your lender must provide a closing disclosure at least three business days before closing.
Are there any Massachusetts laws that affect refinancing?
Yes. Massachusetts has a three-day right of rescission for most refinances, meaning you can cancel the loan within three business days after signing. The state also limits prepayment penalties on certain loans. Always review your loan estimate and closing disclosure carefully.