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Compare mortgage refinance companies in Holyoke. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Holyoke, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 2 mortgage refinance companies in Holyoke, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Holyoke Credit Union
490 Westfield Rd, Holyoke, MA 01040
4135327007
Merrimack Mortgage Company, Inc.
48 Commercial St, Holyoke, MA 01040
4135337889
Mortgage refinance companies in Holyoke Massachusetts help homeowners lower their interest rate or change loan terms. Massachusetts law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local companies can guide you through the process and explain state-specific rules like the right of rescission.
What Does a Mortgage Refinance Company in Holyoke Cost?
Typical costs for mortgage refinance in Massachusetts include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title search fees of 300 to 600 dollars. Closing costs usually total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the right of rescission in Massachusetts?
Massachusetts law gives you three business days to cancel a refinance loan after signing. This right applies to most home equity loans and refinances on your primary residence. You must receive a notice explaining this right at closing.
Do I need a home appraisal for refinancing in Holyoke?
Most lenders require a home appraisal to determine your propertys current value. In Holyoke, typical appraisal costs range from 400 to 700 dollars. Some lenders may offer a waiver if you have significant equity.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.