Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Massachusetts before hiring.
Showing 15 mortgage refinance companies in Leominster, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Denise Peach - Total Mortgage, NMLS #41008
975 Merriam Ave #212, Leominster, MA 01453
(978) 807-3370
totalmortgage.com
Brieanna Kelley - Producing Branch Manager
28R Central St, Leominster, MA 01453
(978) 852-6376
annie-mac.com
Katie Weldon - "Katie the Mortgage Lady" , NMLS #1094433
28R Central St, Leominster, MA 01453
(978) 751-1934
teamkatie.com
Elisa Cuddy Annie-Mac Home Mortgage
28 Central St, Leominster, MA 01453
(978) 503-4541
elisacuddy.annie-mac.com
Melissa Clifton - Total Mortgage, NMLS #744993
975 Merriam Ave #212, Leominster, MA 01453
(978) 502-9151
mortgageswithmelissa.com
Sophia Bell - Total Mortgage, NMLS #655065
975 Merriam Ave #212, Leominster, MA 01453
(978) 870-7152
totalmortgage.com
Fairway Independent Mortgage Corporation
67 Merriam Ave, Leominster, MA 01453
(617) 721-8838
fairwayindependentmc.com
Ross Mortgage Co Inc
14 Monument Square Suite #200, Leominster, MA 01453
(978) 860-0100
rossmortgageco.com
Ann Proctor Total Mortgage NMLS# 16795
975 Merriam Ave #212, Leominster, MA 01453
(978) 870-9909
totalmortgage.com
Allie Sirmaian Total Mortgage NMLS# 1993489
975 Merriam Ave #212, Leominster, MA 01453
(978) 382-1379
totalmortgage.com
What Does a Mortgage Refinance Company in Leominster Cost?
Typical costs for refinancing a mortgage in Massachusetts range from 2 percent to 6 percent of the loan amount. For a 300,000 dollar loan, closing costs can be between 6,000 and 18,000 dollars. These costs include appraisal fees, title insurance, origination fees, and recording fees. Massachusetts also charges a mortgage recording tax of 0.23 percent of the loan amount. Note that this is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for refinancing a mortgage in Leominster?
The refinance process in Massachusetts usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title search takes longer than expected. Your lender will provide a timeline estimate after reviewing your application.
Are there Massachusetts specific laws that affect mortgage refinancing?
Yes Massachusetts has a three business day right to rescind period for most refinances. This means you can cancel the loan without penalty within three days of signing. Also Massachusetts requires lenders to disclose all fees upfront in a Loan Estimate form.
What documents do I need to refinance my home in Leominster?
You will need recent pay stubs, tax returns for the last two years, bank statements, and proof of homeowners insurance. Massachusetts lenders also require a copy of your current mortgage statement and a property appraisal. Gather these documents early to speed up the process.