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Find Mortgage Refinance Companies Near You in Medford, MA

Browse mortgage refinance companies serving Medford, Massachusetts. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Medford, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 2 mortgage refinance companies in Medford, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Transcend Mortgage Inc
200 Rivers Edge Dr Suite 320, Medford, MA 02155
6178929691
International Lending Network
63 Woodside Rd, Medford, MA 02155
6174481329

A mortgage refinance company in Medford Massachusetts helps homeowners replace their current home loan with a new one. Massachusetts law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local Medford residents often refinance to lower their interest rate or switch from an adjustable to a fixed rate mortgage.

What Does a Mortgage Refinance Company in Medford Cost?

Typical costs for a mortgage refinance in Massachusetts range from 2 to 5 percent of the loan amount. Common fees include an origination fee of 0.5 to 1 percent, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Massachusetts also charges a state recording fee of about 100 to 200 dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Medford?
You typically need pay stubs, tax returns, bank statements, and a recent mortgage statement. Massachusetts lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Massachusetts?
A standard refinance in Massachusetts takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Massachusetts laws that protect me when refinancing?
Yes, Massachusetts has a right of rescission period that gives you three business days after signing to cancel the refinance without penalty. This applies to most primary residence refinances.