Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Massachusetts before hiring.
Showing 10 mortgage refinance companies in Peabody, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Gary Girolamo at CrossCountry Mortgage
474 Lowell St Store #10, Peabody, MA 01960
(978) 335-6921
buyandrefiwithgary.com
Dan Grimes | Northpoint Mortgage | NMLS 3966
7 Essex Green Dr, Peabody, MA 01960
(978) 532-6600
dangrimesmortgage.com
Olga Laffitte at CrossCountry Mortgage
474 Lowell St Store #10, Peabody, MA 01960
(857) 250-5385
teamlaffitte.com
Douglas Santos at CrossCountry Mortgage
6 Bourbon St Suite F & H, Peabody, MA 01960
(978) 434-5484
dougsantos.com
What Does a Mortgage Refinance Company in Peabody Cost?
Typical costs for a mortgage refinance in Massachusetts include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title search fees of 200 to 400 dollars. Closing costs usually range from 2 to 5 percent of the loan amount. Massachusetts also charges a mortgage recording tax of 0.23 to 0.50 per 100 dollars of the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance my mortgage in Peabody?
You will need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Massachusetts lenders also require a property appraisal. Gather these items before you apply to speed up the process.
How long does a mortgage refinance take in Massachusetts?
A typical refinance in Massachusetts takes 30 to 45 days from application to closing. Delays can happen if the appraisal is slow or if there are title issues. Your lender must give you a Loan Estimate within three business days of your application.
Are there state-specific rules for refinancing in Massachusetts?
Yes. Massachusetts has a 3-day right of rescission for most refinances, meaning you can cancel the loan within three business days after signing. Also, lenders must follow state usury laws that limit interest rates on certain loans. Check with your lender for details.