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Find Mortgage Refinance Companies in Pittsfield, MA

Browse mortgage refinance companies serving Pittsfield, Massachusetts. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Pittsfield, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 2 mortgage refinance companies in Pittsfield, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Pittsfield Cooperative Bank
70 South St, Pittsfield, MA 01201
4134477304
Massachusetts Registered Agent LLC
82 Wendell Ave STE 100, Pittsfield, MA 01201
5084756002

Mortgage refinance companies in Pittsfield Massachusetts help homeowners lower their interest rates or change loan terms. Massachusetts law requires lenders to provide a Good Faith Estimate within three days of application. Local companies understand the Berkshire County housing market and can guide you through the process.

What Does a Mortgage Refinance Company in Pittsfield Cost?

Typical costs for a mortgage refinance in Massachusetts include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title search fees of 300 to 600 dollars. Closing costs often total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance in Pittsfield?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Massachusetts lenders also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in Massachusetts?
The process usually takes 30 to 45 days from application to closing. Massachusetts law gives you a three day right of rescission after signing, which adds a short delay.
Are there Massachusetts specific rules for refinancing?
Yes. Massachusetts has a 3 day rescission period for most refinances. Also, lenders must follow state usury laws that cap interest rates on certain loan types.