Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 14 mortgage refinance companies in Reading, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
NewFed Mortgage Corp
32 Lincoln St, Reading, MA 01867
6172935242
Tower Home Loans
306 Main St, Reading, MA 01867
7813990064
Guild Mortgage - Dan Bello
553 Main St, Reading, MA 01867
7818840755
Guild Mortgage - Mary Beth O'Keefe
553 Main St, Reading, MA 01867
9783942139
NewFed Mortgage - Karen Costin
32 Lincoln St, Reading, MA 01867
7814628723
Guild Mortgage Company
553 Main St, Reading, MA 01867
7818840751
George Rodgers- Salem Five Mortgage
8 Walkers Brook Dr, Reading, MA 01867
9787205081
Clayton Amorim – Tower Home Loans, NMLS #1795376
306 Main St, Reading, MA 01867
8778070677
Guild Mortgage - Joe Pagliarulo Jr
553 Main St, Reading, MA 01867
6175942266
Guild Mortgage - Joe Lombardo
553 Main St, Reading, MA 01867
7818840758
Lenice Araujo – Tower Home Loans, NMLS #1914707
306 Main St, Reading, MA 01867
5087820109
Kim Carpentier at NewFed Mortgage
32 Lincoln St, Reading, MA 01867
9788867805
Guild Mortgage - Joe Lane
553 Main St, Reading, MA 01867
7818840751
Shamrock Financial Corporation
248 Main St #215, Reading, MA 01867
8003218129
What Does a Mortgage Refinance Company in Reading Cost?
Typical costs for a mortgage refinance in Massachusetts include an origination fee of 0.5 to 1.5 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costing 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. These figures are estimates only. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Reading Massachusetts?
You typically need recent pay stubs, tax returns, bank statements, and a copy of your current mortgage. Massachusetts lenders also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Massachusetts?
The process usually takes 30 to 45 days from application to closing. Massachusetts law allows a three-day rescission period after signing, during which you can cancel the refinance without penalty.
Can I refinance if my home value has dropped in Reading?
Yes, but you may need to pay for a new appraisal and might face higher rates. Massachusetts does not have a state-specific program for underwater mortgages, but federal options like the HARP program may apply for certain loans.