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Find Mortgage Refinance Companies in South Boston, MA

Looking for a mortgage refinance company in South Boston? Review the directory below to compare your options.

4 agents listed
Updated May 2026
South Boston, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 4 mortgage refinance companies in South Boston, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Garett Edward Seney | Fairway Home Mortgage | Mortgage Advisor
470 W Broadway, South Boston, MA 02127
6173374572
Nate Moghadam | Fairway Home Mortgage | NMLS #906770
470 W Broadway, South Boston, MA 02127
6179453632
Julian Hernandez at Fairway Independent Mortgage Corporation
380 W Broadway Unit 101, South Boston, MA 02127
6172573887
Fairway Home Mortgage
470 W Broadway, South Boston, MA 02127
6174561700

Mortgage refinance companies in South Boston help homeowners lower their interest rates or change loan terms. Massachusetts law requires lenders to provide a Good Faith Estimate of closing costs within three days of application. Local companies understand the Boston real estate market and can guide you through the process.

What Does a Mortgage Refinance Company in South Boston Cost?

Typical costs for refinancing a mortgage in Massachusetts range from 2 to 6 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars, title search and insurance of 500 to 1,500 dollars, and lender origination fees of 0.5 to 1 percent of the loan. Some lenders offer no closing cost options but charge a higher interest rate. This information is general and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in South Boston?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Massachusetts lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Massachusetts?
The process usually takes 30 to 45 days from application to closing. Massachusetts law gives you a three day right of rescission after signing, which adds to the timeline.
Are there specific Massachusetts taxes or fees for refinancing?
Massachusetts charges a mortgage recording fee of 0.23 percent of the loan amount. You may also pay state transfer taxes if you refinance with a new lender rather than your current one.