Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 4 mortgage refinance companies in Topsfield, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ross Billings at CrossCountry Mortgage
49 Main St, Topsfield, MA 01983
8777731226
Jessica D'Avolio at Leader Bank
35 Main St, Topsfield, MA 01983
9787904757
James Wallimann, Leader Bank Mortgage (NMLS #2092605)
35 Main St, Topsfield, MA 01983
9784147898
Alexander Lampropoulos - Leader Bank, Mortgage, NMLS #1434430
35 Main St, Topsfield, MA 01983
9783023640
What Does a Mortgage Refinance Company in Topsfield Cost?
Typical costs for a mortgage refinance in Massachusetts include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance costs around 1,000 to 2,000 dollars. Closing costs generally total 2% to 5% of the loan principal. These figures vary by property value and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Topsfield?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Massachusetts lenders also require a property appraisal and a copy of your current deed. Gather these documents early to speed up the process.
How long does a mortgage refinance take in Massachusetts?
A standard refinance in Massachusetts usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. Your lender must provide a closing disclosure at least three business days before the closing date.
Are there any Massachusetts specific rules for refinancing?
Yes, Massachusetts has a 3 day right of rescission for most refinances, meaning you can cancel within three business days after signing. Also, the state requires lenders to register with the Division of Banks. Check that your company holds a valid Massachusetts mortgage lender license.