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Showing 2 mortgage refinance companies in Uxbridge, MA
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Brian Whitten Loan Officer NMLS #383068
40 Douglas St unit 2, Uxbridge, MA 01569
5082085675
Brian Whitten
40 Douglas St unit 2, Uxbridge, MA 01569
4012981846
What Does a Mortgage Refinance Company in Uxbridge Cost?
Typical costs for a mortgage refinance in Massachusetts include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title search fees of 300 to 600 dollars. Recording fees and state taxes add 500 to 1,500 dollars depending on the loan size. These costs vary by lender and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Uxbridge?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. Massachusetts lenders may also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Massachusetts?
The process usually takes 30 to 45 days from application to closing. Massachusetts law gives you a three day rescission period after closing to cancel the loan without penalty.
Are there state-specific fees for refinancing in Massachusetts?
Yes, Massachusetts charges a mortgage recording fee of about 0.23 percent of the loan amount. There may also be state excise taxes and local property tax adjustments.