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Browse mortgage refinance companies serving Wakefield, Massachusetts. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Wakefield, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 5 mortgage refinance companies in Wakefield, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lacey Faria at CrossCountry Mortgage
50 Main St #2, Wakefield, MA 01880
8573638841
MBC Mortgage LLC
301 Edgewater Pl Suite 100, Wakefield, MA 01880
7812645262
Andrew Savard Allied Mortgage Group NMLS #2055768
301 Edgewater Pl Ste. 100 Office 162, Wakefield, MA 01880
9789793090
CrossCountry Mortgage, LLC
50 Main St #2, Wakefield, MA 01880
7817271550
Embrace Home Loans-Massachussetts - Wakefield
301 Edgewater Pl Suite 100, Wakefield, MA 01880
8556129398
Mortgage refinance companies in Wakefield Massachusetts help homeowners lower their interest rates or change loan terms. Massachusetts law requires lenders to provide a clear Good Faith Estimate within three days of your application. Local Wakefield lenders understand the specific property values and tax rules in Middlesex County.
What Does a Mortgage Refinance Company in Wakefield Cost?
Typical costs for a mortgage refinance in Massachusetts include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title search fees of 200 to 400 dollars. You may also pay a state mortgage recording tax of 0.23 percent of the loan amount. Total closing costs often range from 2 to 5 percent of the loan value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Wakefield?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Massachusetts lenders also require a copy of your current mortgage note and property deed.
How long does a mortgage refinance take in Massachusetts?
A standard refinance in Massachusetts usually takes 30 to 45 days from application to closing. The state requires a three day rescission period after signing, giving you time to cancel the loan if you change your mind.
Are there Massachusetts laws that affect refinance costs?
Yes, Massachusetts limits certain lender fees and requires lenders to disclose all costs upfront. The state also has a mortgage recording tax of 0.23 percent of the loan amount, which is added to your closing costs.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.