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Compare Mortgage Refinance Companies in Winthrop, MA
Compare mortgage refinance companies in Winthrop. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Winthrop, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 3 mortgage refinance companies in Winthrop, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ardi Kotoni - MSA Mortgage, LLC - Winthrop, MA
354 Main St, Winthrop, MA 02152
7815021161
MSA Mortgage, LLC
354 Main St, Winthrop, MA 02152
7812457700
New Fed Mortgage - Winthrop - Al Petrilli. - NMLS#1881
550 Pleasant St #109r, Winthrop, MA 02152
6179015232
Winthrop homeowners can work with a mortgage refinance company to lower their interest rate or change loan terms. Massachusetts law requires lenders to provide a Good Faith Estimate within three days of application. Local companies understand the unique housing market of Suffolk County and can guide you through the process.
What Does a Mortgage Refinance Company in Winthrop Cost?
Typical costs for a mortgage refinance in Massachusetts include an appraisal fee of 400 to 700 dollars, title search and insurance of 500 to 1,500 dollars, and lender origination fees of 0.5 to 1 percent of the loan amount. Recording fees in Suffolk County are around 100 to 200 dollars. Total closing costs often range from 3,000 to 8,000 dollars for a standard refinance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance my mortgage in Winthrop?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Massachusetts lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Massachusetts?
The process usually takes 30 to 45 days from application to closing. Massachusetts law gives you a three-day right of rescission after signing final papers.
Are there closing costs for refinancing in Winthrop?
Yes, closing costs typically range from 2 to 5 percent of the loan amount. These include appraisal fees, title insurance, and recording fees set by Suffolk County.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.