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Find Mortgage Refinance Companies Near You in Ada, MI
Compare mortgage refinance companies in Ada. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Ada, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 3 mortgage refinance companies in Ada, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Richard Veldman - Benchmark Mortgage
4764 Fulton St E STE 201, Ada, MI 49301
6169652505
Guild Mortgage Company
6410 Knapp St NE, Ada, MI 49301
6169186564
Guild Mortgage - Kevin Kelling
6410 Knapp St NE, Ada, MI 49301
6164461882
A mortgage refinance company in Ada Michigan helps homeowners replace their existing home loan with a new one. This process can lower monthly payments or change loan terms. Michigan law requires lenders to provide clear disclosures under the Truth in Lending Act and state regulations.
What Does a Mortgage Refinance Company in Ada Cost?
Typical costs for a mortgage refinance in Michigan include an origination fee of 0.5 to 1 percent of the loan amount an appraisal fee of 400 to 700 dollars and title insurance of 500 to 1 500 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. These numbers vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Ada Michigan?
You typically need recent pay stubs tax returns bank statements and a photo ID. Michigan lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Michigan?
The process usually takes 30 to 45 days from application to closing. Michigan law does not set a specific time limit but lenders must follow federal RESPA guidelines for timely processing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.