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Find Mortgage Refinance Companies in Battle Creek, MI
Browse mortgage refinance companies serving Battle Creek, Michigan. Contact information and addresses listed below.
10 agents listed
Updated May 2026
Battle Creek, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 10 mortgage refinance companies in Battle Creek, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OMNI Community Credit Union
3141 Capital Ave SW, Battle Creek, MI 49015
2694411400
Consumers Credit Union
6081 B Dr N, Battle Creek, MI 49014
8009912221
OneMain Financial
5700 Beckley Rd E-20B, Battle Creek, MI 49015
2699793082
Honor Credit Union - Beckley
6030 B Dr N, Battle Creek, MI 49014
2694414464
Advia Credit Union
320 E Columbia Ave, Battle Creek, MI 49015
8442384228
Union Home Mortgage
485 E Columbia Ave STE 9, Battle Creek, MI 49015
2695808801
ShayMak Mortgage, Lisa Watson, Loan Originator, NMLS #917611
Mortgage refinance companies in Battle Creek Michigan help homeowners lower their interest rate or change loan terms. Michigan law requires lenders to provide a Loan Estimate within three business days of application. Local Battle Creek lenders understand the Calhoun County housing market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Battle Creek Cost?
Typical costs for a mortgage refinance in Michigan include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs often total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Battle Creek Michigan?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. Michigan lenders may also ask for proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Michigan?
A standard refinance in Michigan usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
Are there Michigan specific laws for mortgage refinancing?
Yes. Michigan law requires lenders to disclose the annual percentage rate and total finance charges. You also have a three day right of rescission after signing to cancel the refinance without penalty.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.