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Directory of mortgage refinance companies in Berkley, Michigan. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Berkley, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 5 mortgage refinance companies in Berkley, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
One Stop Financial Group LLC
2615 12 Mile Rd, Berkley, MI 48072
2482555429
Sal Cusumano at Element Funding
3270 Coolidge Hwy, Berkley, MI 48072
5869448122
JV Mortgage
3309 Thomas Ave, Berkley, MI 48072
2489340258
Union Home Mortgage
2769 Coolidge Hwy, Berkley, MI 48072
2488645927
VanDyk Mortgage Corporation
2680 Coolidge Hwy, Berkley, MI 48072
2485533201
Mortgage refinance companies in Berkley Michigan help homeowners lower their interest rates or change loan terms. Michigan law requires lenders to provide a Loan Estimate within three business days of application. Berkley residents can work with local brokers or direct lenders to refinance their home loans.
What Does a Mortgage Refinance Company in Berkley Cost?
Typical costs for a mortgage refinance in Michigan include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $500 to $1,000. Closing costs usually total 2% to 5% of the principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Berkley Michigan?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. Michigan lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Michigan?
A standard refinance in Michigan usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer.
Are there Michigan-specific rules for mortgage refinancing?
Yes. Michigan law requires lenders to disclose the annual percentage rate and total loan costs. Borrowers also have a three-day right of rescission after signing to cancel the loan without penalty.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.