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Find Mortgage Refinance Companies in Bingham Farms, MI

Directory of mortgage refinance companies in Bingham Farms, Michigan. Verify credentials with the state mortgage licensing authority before hiring.

9 agents listed
Updated May 2026
Bingham Farms, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 9 mortgage refinance companies in Bingham Farms, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rapid Home Lending Inc.
30700 Telegraph Rd Suite 4600, Bingham Farms, MI 48025
2485379200
Woodward Home Lending
30100 Telegraph Rd, Bingham Farms, MI 48025
3136991866
Mortgage Depot, LLC
30800 Telegraph Rd # 2985, Bingham Farms, MI 48025
2489974919
Mortgage Express, Inc.
30400 Telegraph Rd suite 401, Bingham Farms, MI 48025
2484178982
Turbo Mortgage Funding, LLC
30100 Telegraph Rd Suite 250, Bingham Farms, MI 48025
2487013071
The Mortgage Factory
30600 Telegraph Rd Suite 3155, Bingham Farms, MI 48025
2482669300
Horizon Financial Group, Inc.
30150 Telegraph Rd # 320, Bingham Farms, MI 48025
2485387162
Instant Mortgage
30850 Telegraph Rd Suite 220, Bingham Farms, MI 48025
2488490400
Next Door Lending
30200 Telegraph Rd Ste 105, Bingham Farms, MI 48025
8888853667

A mortgage refinance company in Bingham Farms Michigan can help you lower your rate or change your loan term. Michigan law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Oakland County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Bingham Farms Cost?

Typical costs for a mortgage refinance in Michigan include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $500 to $1,500. Closing costs usually range from 2% to 5% of the loan principal. These costs vary by lender, loan type, and property location. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Bingham Farms?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Michigan lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Michigan?
A standard refinance in Michigan usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.