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Find Mortgage Refinance Companies in Commerce Township, MI
Looking for a mortgage refinance company in Commerce Township? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Commerce Township, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 6 mortgage refinance companies in Commerce Township, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Benstein Financial
1040 Drakeshire Dr, Commerce Township, MI 48390
5863398888
Garrett Financial Group LLC
2000 Oakley Park Rd Suite 204-B, Commerce Township, MI 48390
3135801020
Simple Home Lending Commerce Twp
2900 Union Lake Rd #101, Commerce Township, MI 48382
2487870744
Chase Home Lending
2801 Union Lake Rd, Commerce Township, MI 48382
3305239373
Chris Knoche - John Adams Mortgage
8430 Richardson Rd, Commerce Township, MI 48382
2485357073
John Adams Mortgage Company
4474, 8430 Richardson Rd, Commerce Township, MI 48382
2485357073
Mortgage refinance companies in Commerce Township Michigan help homeowners adjust their loan terms or lower their interest rates. Michigan law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Oakland County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Commerce Township Cost?
Typical costs for a mortgage refinance in Michigan range from 2 to 5 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars and lender origination fees of 1 to 2 percent. Title insurance and recording fees add several hundred dollars more. Actual costs vary by situation. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Commerce Township Michigan?
You typically need recent pay stubs tax returns bank statements and a valid ID. Michigan lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Michigan?
A standard refinance in Michigan usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Michigan laws that protect me during a refinance?
Yes Michigan law requires lenders to give you a three day right of rescission after closing. This allows you to cancel the loan without penalty if you change your mind.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.