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Compare Mortgage Refinance Companies in Hartland, MI

Looking for a mortgage refinance company in Hartland? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Hartland, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 2 mortgage refinance companies in Hartland, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage 1 - Hartland
11636 Highland Rd STE 103, Hartland, MI 48353
2484861117
Modern Mortgage
1297 Maxfield Lake Rd, Hartland, MI 48353
2485207504

A mortgage refinance company in Hartland Michigan helps homeowners adjust their loan terms or lower their interest rate. Michigan law requires lenders to provide a Loan Estimate within three business days of application. Local Hartland residents often refinance to reduce monthly payments or switch from an adjustable to a fixed rate mortgage.

What Does a Mortgage Refinance Company in Hartland Cost?

Typical costs for a mortgage refinance in Michigan include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Michigan also charges a state transfer tax of 0.11% on the new loan amount. These costs vary by lender and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Hartland Michigan?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Michigan lenders also require a property appraisal to confirm the homes current value.
How long does a mortgage refinance take in Michigan?
A standard refinance in Michigan usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Michigan laws that affect refinance costs?
Yes, Michigan imposes a state transfer tax of 0.11% on the loan amount when recording the new mortgage. Some counties also add their own recording fees, so total closing costs can range from 2% to 5% of the loan.