ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Mortgage Refinance Companies Near You in Lapeer, MI
Looking for a mortgage refinance company in Lapeer? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Lapeer, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 6 mortgage refinance companies in Lapeer, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cason Home Loans - Lapeer
432 W Nepessing St, Lapeer, MI 48446
8106644330
ELGA Credit Union Lapeer
799 Harrison St, Lapeer, MI 48446
8107153542
Legacy Mortgage
786 S Main St, Lapeer, MI 48446
8107714032
GreenStone Farm Credit Services
455 Lake Nepessing Rd, Lapeer, MI 48446
8106645951
Don Henson - Loan Officer
C/O Don Henson, 700 S Main St #219, Lapeer, MI 48446
8108951285
PNC Mortgage
948 S Main St, Lapeer, MI 48446
8102455030
Mortgage refinance companies in Lapeer Michigan help homeowners adjust their loan terms or lower their interest rates. Michigan law requires lenders to provide a Loan Estimate within three business days of application. This allows borrowers to compare offers and understand closing costs before committing.
What Does a Mortgage Refinance Company in Lapeer Cost?
Typical costs for a mortgage refinance in Michigan include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $500 to $1,000. Closing costs generally range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Lapeer Michigan?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Michigan lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Lapeer Michigan?
A standard refinance in Michigan usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
Are there Michigan laws that affect mortgage refinancing?
Yes, Michigan has a 3-day right of rescission for most refinances on a primary residence. This gives you three business days after signing to cancel the loan without penalty.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Lapeer who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.