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Compare Mortgage Refinance Companies in Marshall, MI

Compare mortgage refinance companies in Marshall. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Marshall, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 3 mortgage refinance companies in Marshall, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Marshall Community Credit Union
839 W Green St, Marshall, MI 49068
2697819885
Treadstone Funding
223 W Mansion St, Marshall, MI 49068
2692180662
Miller Financial Services
1001 W Michigan Ave, Marshall, MI 49068
2697815129

Marshall homeowners can use a mortgage refinance company to lower their interest rate or change their loan term. Michigan law requires lenders to provide a clear Loan Estimate within three business days of application. Local companies in Marshall understand the Calhoun County property market and can help you navigate state-specific closing requirements.

What Does a Mortgage Refinance Company in Marshall Cost?

Typical costs for a mortgage refinance in Michigan include an application fee of 250 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance costing 500 to 1,000 dollars. Closing costs generally total 2 to 5 percent of the loan amount. Michigan also charges a state transfer tax of 0.0075 percent of the mortgage amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Marshall Michigan?
You typically need recent pay stubs, tax returns, bank statements, and a copy of your current mortgage. Michigan lenders also require proof of homeowners insurance. The exact list depends on your loan type and lender.
How long does a mortgage refinance take in Michigan?
A standard refinance in Michigan usually takes 30 to 45 days from application to closing. Delays can happen if an appraisal is needed or if there are title issues. Your lender must provide a Closing Disclosure at least three business days before closing under federal law.
Can I refinance a mortgage with bad credit in Michigan?
Yes, but your options may be limited. Michigan law does not set a minimum credit score for refinancing, but most lenders require at least 620 for conventional loans. FHA loans may accept scores as low as 580. You may face higher interest rates with lower credit.