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Compare mortgage refinance companies in Novi. Review contact information and insurance categorys before you decide.
11 agents listed
Updated May 2026
Novi, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 11 mortgage refinance companies in Novi, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
New American Funding - Novi, MI
41050 W 11 Mile Rd, Novi, MI 48375
2482150319
Lincoln Capital Funding
Based In, Novi, MI 48377
8889742533
Limetree Lending of Michigan
39555 Orchard Hill Pl # 600, Novi, MI 48375
7348374033
Pathway Mortgage
39555 Orchard Hill Pl, Novi, MI 48375
2485877007
Insight Loans
27780 Novi Rd #210, Novi, MI 48377
8778505626
AFI Financial Inc - Michigan
42400 W 9 Mile Rd STE W5, Novi, MI 48375
8772340600
Valley Lending
24110 Meadowbrook Rd Suite 113, Novi, MI 48375
2483460468
Ian McLaughlin, NMLS: 256186, Iron Mortgage
46571 Galway Dr, Novi, MI 48374
7348341778
New American Funding - James R. Tausche
41050 W 11 Mile Rd suite 100, Novi, MI 48375
3123399135
MortgageRight
42400 Grand River Ave # 111, Novi, MI 48375
7342599400
Novi Mortgage
43155 Main St #2300y, Novi, MI 48375
2486903499
A mortgage refinance company in Novi Michigan helps homeowners lower their rate or change loan terms. Michigan law requires lenders to provide a Loan Estimate within three business days of application. Novi residents often refinance to take advantage of local property value changes in Oakland County.
What Does a Mortgage Refinance Company in Novi Cost?
Typical refinance costs in Michigan range from 2 to 5 percent of the loan amount. This includes appraisal fees of 400 to 700 dollars, title insurance of 500 to 1500 dollars, and lender origination fees of 0.5 to 1 percent. Michigan also collects a recording fee of about 30 dollars per page. Costs vary by situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Novi Michigan?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Michigan lenders also require proof of homeowners insurance. Gather these before applying to speed up the process.
How long does a mortgage refinance take in Michigan?
Most refinances close in 30 to 45 days in Michigan. Delays can happen if an appraisal or title work takes longer. Your lender must provide a closing disclosure at least three business days before closing.
Are there Michigan-specific fees for refinancing a mortgage?
Yes, Michigan charges a state transfer tax of 0.0011 per dollar on the loan amount. You may also pay recording fees and title insurance. These costs are listed on your Loan Estimate.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.